Business Resources (COVID-19)

Coronavirus Links & Resources 

Reopening Guidance & Resources:

Stockton Healthy Pledge:

  • Have your business take the Stockton Healthy Pledge!  Let your customers and employees know you value their safety! 
    Visit StocktonHealthyPledge.com to learn more and to take the pledge.

State of California Guidance:

San Joaquin County moves to the RED “Substantial” Tier effective Wednesday, April 7, 2021.

To view what industries can open and get guidance click here:
Blueprint Activity and Business Tiers April 2, 2021 (ca.gov)

Or click the link below and enter “San Joaquin” in the County box at the top.

https://covid19.ca.gov/safer-economy/

Blueprint for a Safer Economy

Learn more about the tiers.

Employer policies and resources

It’s important that employees with COVID-19 know they should stay home. Your sick leave policies need to support that. Workers also need safe and reliable childcare options during the COVID-19 response. See information on:

To view all the different Industry guidance click the link below:

https://covid19.ca.gov/industry-guidance/

San Joaquin County Guidance:

General COVID-19 Information:

 

Text COVID19 to 211211 (and respond with your zip code) to receive information about COVID-19 in our community.

Coronavirus Rumor Control
Due to the large amount of speculation regarding COVID-19, this is a reminder to rely on OFFICIAL sources for accurate information. Help control the spread of rumors by sharing this page: fema.gov/coronavirus-rumor-control

Coronavirus Testing:

For the latest updates on Testing Locations in San Joaquin County please visit:

www.sjready.org/events/covid19/testing.html 

Vaccine Information:

For the latest in San Joaquin County Vaccine Information please visit:

https://www.sjready.org/events/covid19/vaccines.html

 

Financial Assistance:

Stockton Resources

  • Downtown Stockton Enterprise Loan Fund (DSELF)
      – Loans available to Downtown Stockton Businesses.
      – Loans available in amounts from $25,000- $65,000.
  • Stockton COVID-19 Artist Relief Grants
    The Stockton Strong Coalition, the Stockton Art League and HATCH Workshop, are announcing the Stockton COVID-19 Artist Relief Grants.  This initiative will support the distribution of $1,000 unrestricted grants to 40 Stockton artists who have experienced financial hardship and income loss during the COVID-19 crisis.

San Joaquin County Resources

  • San Joaquin County Revolving Loan Fund (RLF)
      – “Gap” financing assistance to business owners or entrepreneurs in San Joaquin County for working capital, equipment, leasehold improvements, and purchase of land and buildings to be used by the business.
      – Loans range from $25,000 to $1 million.
  • Emergency Business Support Fund (EBSF)
      – Loans to provide working capital for small businesses in San Joaquin County that have been impacted by the COVID-19 stay-at-home orders.
      – For-profit corporation, limited liability company, partnership, proprietorship, or other legal business entity located in San Joaquin County and in good standing with a workforce of 100 persons of less.
      – Must have two continuous years of operations prior to February 15, 2020.
      – Loans of up to $75,000, or four (4) months of Applicant’s demonstrated operating expenses, whichever is less.

California State Resources

  • Small Business Relief Payment Tax Payment Plans for Sales and Use Tax
      – Small business taxpayers with less than $5 million in taxable annual sales, can take advantage of a 12-month, interest-free, payment plan for up to $50,000 of sales and use tax liability only. All payment plans must be paid in full by April 30, 2022, to qualify for zero interest.
  • California Rebuilding Fund
      – Loan program for California small businesses- especially those located in economically disadvantaged and historically under-banked areas of the state.
      – Businesses that employed 50 or fewer full-time equivalent employees (FTEs) and had gross revenues of less than $2.5 million or below in 2019 are eligible to apply.
      – Loans will need to be paid back over a 3- or 5-year term with a fixed annual interest rate that is currently 4.25%.
  • California Infrastructure and Economic Development Bank (IBank) Finance Programs
      – The state is allocating $50 million to the Small Business Finance Center at California’s IBank to mitigate barriers to capital for small businesses that may not qualify for federal funds (including businesses in low-wealth and immigrant communities.
  • California Small Business COVID-19 Relief Grant
      – Round 6: Wednesday, April 28th through Tuesday, May 4, 2021. Eligible applicants include businesses and nonprofits waitlisted in rounds 1-5 and new applicants that meet eligibility criteria. Eligible grant award between $5,000 and $25,000.

Federal Resources

The newest federal stimulus package has renewed and expanded financial support for small businesses across sectors. Key changes include:
  • Paycheck Protection Program (PPP)
      – Allows sole proprietors, independent contractors, and self-employed individuals to receive more financial support by revising the PPP’s funding formula for these categories of applicants.
      – Eliminates an exclusionary restriction on PPP access for small business owners with prior non-fraud felony convictions, consistent with a bipartisan congressional proposal.
      – Eliminates PPP access restrictions on small business owners who have struggled to make student loan payments by eliminating student loan debt delinquency as a disqualifier to participating in the PPP.
      – Ensure access for non-citizen small business owners who are lawful U.S. residents by clarifying that they may use Individual Taxpayer Identification Number (ITIN) to apply for the PPP.
  • Economic Injury Disaster Loan (EIDL)
      – Extended to December 31, 2021
      – Accepting applications from all qualified small businesses, including agricultural businesses and private non-profit organizations.
  • Targeted EIDL Advance
      – Targeted EIDL Advances are not loans; they are grants that do not require repayment.
      – Advance funds of up to $10,000 are available to applicants located in low-income communities who previously received an EIDL Advance for less than $10,000, or those who applied but received no funds due to lack of available funding.
      – Targeted EIDL Advance is an emergency grant that provides working capital to businesses and nonprofits located in a low-income community, that suffered a reduction in revenue of greater than 30%, and has 300 or fewer employees.
  • Express Bridge Loans
      – Allows small businesses that currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly.
      – If a small business has an urgent need for cash while waiting for decision and disbursement on an Economic Injury Disaster Loan, they may qualify for an SBA Express Disaster Bridge Loan.
  • SBA Debt Relief
      – Provides debt relief for 7(a), 504, and microloans that were approved up to September 27, 2020, even if not fully disbursed.
      – Borrowers do not need to apply for this assistance. SBA will provide the assistance automatically.
  • Backing Historic Small Restaurants
      – The National Trust for Historic Preservation in partnership with American Express is awarding $1 million in grants to 25 historic and culturally significant restaurants.
  • Shuttered Venue Operators
      – Eligible applicants may qualify for SVO Grants equal to 45% of their gross earned revenue, with the maximum amount available for a single grant award of $10 million.
      – $2 billion is reserved for eligible applications with up to 50 full-time employees.
      – Eligible entities include: live venue operators or promoters; theatrical producers; live performing arts organization operators; relevant museum operators, zoos and aquariums who meet specific criteria; motion picture theater operators; talent representatives; and each business entity owned by an eligible entity that also meets the eligibility requirements.

If you have a link for a resource or information you think should be included please email to Timm Quinn, tquinn@stocktomnchamber.org.